In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: The US Fed gets back on track talking of ‘when’ for rate cuts as data continues to soften modestly RBA inflation data still on the high side but in per capita terms the situation is […]

Welcome to the 2024 Tax Planning Guide. This comprehensive resource offers practical advice on optimising your tax strategy, from claiming home office expenses, to leveraging investment opportunities and government incentives. Home office expenses If you have been working from home, you may have expenses you can claim a tax deduction for. The ATO allows you […]

In this special report, we look at the key takeouts from the 2024 Federal Budget and what it means for individuals and businesses. This includes changes to tax, superannuation and social security that may impact wealth creation and retirement funding strategies. Overview In reality, there is very little change in this year’s budget that has […]

In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: Recent inflation numbers suggesting that inflation remains ‘sticky’. Central Bank interest rate increases are back on the table but still less likely than cuts. US economic growth softens in the March quarter.  The Big Picture […]

Balanced super and investment funds…..millions of Australians are invested in them – but did you know that there is no consistent standard for what constitutes a “balanced” fund? If it’s been a while since you reviewed your superannuation fund or haven’t previously paid much attention to how your super is invested, you may be surprised […]

This client story highlights the importance of ensuring client needs are regularly reviewed and advice strategies adjusted accordingly. Client goals, circumstances, and needs can change over time, so it’s important to make sure your financial advice evolves and continues to support those changing needs. I met a retired couple who had entered their retirement with […]

This is one of the most important questions clients ask me. And naturally, working out the answer to this question is an important part of what I do as a financial adviser. However there is an even more important question that needs to be answered first – what do you want your retirement to look […]

“When should I start planning for retirement?” – I’m often asked this question, both through my practice and in more social environments. It’s a really good question – and the answer probably won’t surprise the majority of people. In short, it’s never too early to start planning for one of the largest financial and lifestyle […]

It’s become almost impossible to watch, listen or scroll recently without headlines about AI (Artificial Intelligence) and ChatGPT infiltrating every aspect of our lives. From “ChatGPT wrote my fitness plan”, to “AI is taking over the world”, the general consensus seems to come down to one word – controversial. A language model developed by the […]

A discussion around what will happen in the event of one’s death is not the uplifting and inspiring topic people walk through our doors seeking advice on, however it is a prudent and essential discussion that needs to be addressed. Because not having these affairs in order can lead to significant financial distress. What happens […]