Whilst we may know we are likely to receive an inheritance, what we actually receive can come as a surprise. This client story reinforces the importance of discussing your legacy with your children. The clients Gavin and Stacey recently came to see me after Gavin’s father passed away and they found themselves the recipients […]

I recently worked with a lovely Sunshine Coast couple, Sally and Ted, who had a dream lifestyle that they weren’t sure how to realise. Here’s how financial advice made it possible. The dream Ted is a FIFO worker and they both love to travel in their caravan whenever possible. They dreamed of traveling around Australia […]

Welcome to the 2024 Tax Planning Guide. This comprehensive resource offers practical advice on optimising your tax strategy, from claiming home office expenses, to leveraging investment opportunities and government incentives. Home office expenses If you have been working from home, you may have expenses you can claim a tax deduction for. The ATO allows you […]

Balanced super and investment funds…..millions of Australians are invested in them – but did you know that there is no consistent standard for what constitutes a “balanced” fund? If it’s been a while since you reviewed your superannuation fund or haven’t previously paid much attention to how your super is invested, you may be surprised […]

This is one of the most important questions clients ask me. And naturally, working out the answer to this question is an important part of what I do as a financial adviser. However there is an even more important question that needs to be answered first – what do you want your retirement to look […]

“When should I start planning for retirement?” – I’m often asked this question, both through my practice and in more social environments. It’s a really good question – and the answer probably won’t surprise the majority of people. In short, it’s never too early to start planning for one of the largest financial and lifestyle […]

It’s become almost impossible to watch, listen or scroll recently without headlines about AI (Artificial Intelligence) and ChatGPT infiltrating every aspect of our lives. From “ChatGPT wrote my fitness plan”, to “AI is taking over the world”, the general consensus seems to come down to one word – controversial. A language model developed by the […]

A discussion around what will happen in the event of one’s death is not the uplifting and inspiring topic people walk through our doors seeking advice on, however it is a prudent and essential discussion that needs to be addressed. Because not having these affairs in order can lead to significant financial distress. What happens […]

How are financial advice fees calculated? Financial advice fees typically reflect the time and complexity of the advice being provided. Most financial advisors have moved to a “fee for service” model, where their fees are a reflection of the skill and expertise they offer and the time involved in the solutions they develop – much […]

I was speaking with one of my clients recently and they shared their story of a very near-miss with a scammer whilst trying to sell their car. Scams are particularly topical in the media at the moment and I thought it worth sharing my clients’ experience as a reminder of how scams continue to evolve […]