We compare property investment and a diversified portfolio of liquid assets. As you approach retirement, making informed investment choices is essential to ensure a steady stream of income that supports your desired lifestyle. Two popular investment options are direct property investment and a diversified portfolio of liquid assets, commonly associated with superannuation retirement savings. Each […]

  Are you seeking financial advice for the first time, or perhaps looking to change your current financial adviser? The difference between good and great financial advice can have a profound impact on achieving your financial aspirations. At Propel Financial Advice, we believe that great financial advice goes beyond the basics to truly align with […]

In the dynamic world of financial markets, certain sectors often seem overvalued while others appear to offer fair value or even seem underpriced. This disparity can be puzzling to retail investors trying to make informed decisions. Understanding why these differences exist and knowing how to navigate them with sound investment strategies can help manage risk […]

  Whilst we may know we are likely to receive an inheritance, what we actually receive can come as a surprise. This client story reinforces the importance of discussing your legacy with your children. The clients Gavin and Stacey recently came to see me after Gavin’s father passed away and they found themselves the recipients […]

I recently worked with a lovely Sunshine Coast couple, Sally and Ted, who had a dream lifestyle that they weren’t sure how to realise. Here’s how financial advice made it possible. The dream Ted is a FIFO worker and they both love to travel in their caravan whenever possible. They dreamed of traveling around Australia […]

Welcome to the 2024 Tax Planning Guide. This comprehensive resource offers practical advice on optimising your tax strategy, from claiming home office expenses, to leveraging investment opportunities and government incentives. Home office expenses If you have been working from home, you may have expenses you can claim a tax deduction for. The ATO allows you […]

Balanced super and investment funds…..millions of Australians are invested in them – but did you know that there is no consistent standard for what constitutes a “balanced” fund? If it’s been a while since you reviewed your superannuation fund or haven’t previously paid much attention to how your super is invested, you may be surprised […]

This is one of the most important questions clients ask me. And naturally, working out the answer to this question is an important part of what I do as a financial adviser. However there is an even more important question that needs to be answered first – what do you want your retirement to look […]

“When should I start planning for retirement?” – I’m often asked this question, both through my practice and in more social environments. It’s a really good question – and the answer probably won’t surprise the majority of people. In short, it’s never too early to start planning for one of the largest financial and lifestyle […]

It’s become almost impossible to watch, listen or scroll recently without headlines about AI (Artificial Intelligence) and ChatGPT infiltrating every aspect of our lives. From “ChatGPT wrote my fitness plan”, to “AI is taking over the world”, the general consensus seems to come down to one word – controversial. A language model developed by the […]