Does your tax planning usually involve joining a queue to buy stationery on June 30? If yes, there’s still a few weeks to think ahead. In the final countdown to financial year-end, here are some things to consider. Bring forward tax-deductible spending If you are hunting for deductions look beyond office supplies, uniforms, and tools. […]

Given Australia’s aging population, it’s increasingly common that we are speaking to people who are recent recipients of an inheritance following the passing of a loved one. Assisting people in this situation requires a modified approach when compared with regular financial planning approaches. More often than not there is a shift in focus towards ensuring […]

A common conversation I hear when talking to clients in retirement is, “The kids will get it one day”. It’s often followed by a laugh or a sarcastic comment such as “That is if I can’t spend it all before I go”. This often comes from fear of how your money will be spent – […]

For our valued clients with an Account Based Pension (ABP) or Transition To Retirement (TTR) account, we believe it’s essential to keep you informed about the latest government changes that impacts your account. In this article, we will discuss the changes to drawdown rates for income payments and how they might affect your retirement income […]

With the Black Friday sales not long behind us and Christmas shopping underway – not to mention the looming Boxing Day sales – this time of year sees a significant uplift in consumer spending. But does this contribute to inflation and a likely interest rate rise? Getting the facts on spending and inflation I recently […]

The Black Friday and Cyber Monday sales are a great way to grab a bargain and get your Christmas shopping sorted early. But they are also a major target for scammers and cyber criminals who bank on shoppers letting down their guard in the rush. Here’s how you can stay safe and secure while you […]

Please find below a detailed summary of the October 2022 Federal Budget. This was Treasurer, Dr Jim Chalmer’s first budget and the first for the Labor government since winning the election in May this year. The government came to power against a backdrop of the economic disruption and commodity-driven inflationary pressures stemming largely from the […]

Please find below a high level summary of the Federal Budget October 2022 as delivered overnight. At a high level, this budget contained a range of very specific measures targeting taxation, superannuation, housing and social security but no wholesale tweaking or reforms that really enter conversations on wealth creation and retirement funding strategies. The following […]

Interest rates have certainly been front and centre in the financial media headlines recently. And while the sentiment is typically negative, whenever there is a change to the official cash rate, there are always both winners and losers. The onset of the Covid-19 pandemic resulted in governments across the world adopting some rather significant measures […]

A common question I am frequently asked by existing and prospective clients is “How much do I need to retire?”….. This is a really good question – and an important one. Every Australian should be asking this question and the earlier they ask, the better. However, it can quickly become confusing when looking at the […]